The final problem: the distinction between clauses limiting and bounding in the insurance contract
Keywords:
Insurance contract, consumers’ protection, lesive, limitative and delimitative conditions, validity requirementsAbstract
The paper studies the problems concerning the distinction on the Spanish Insurance Contract Act about lesive, limitative and delimitative conditions, being these categories non equivalent to the distinction used on the modern Consumers Protection Law between abusive and non-abusive conditions. Some reasons to abandon such old distinction and to unify the insurance contract treatment with other consumers’contracts are given, analyzing the doctrine and jurisprudence’s considerations about the practical distinction between limitative and delimitative conditions of the insurance contract, as well as the demanded requirements for the validity of thelimitative conditions.References
Boguera, J., Bataller Grau, J., Olavaria, J., “Comentarios a la Ley de Contrato de Seguro” Dpto. Derecho Mercantil “Manuel Broseta Pont” Universidad de Valencia 2002. Tirant lo Blanch
Boguera, J, Bataller Grau, J., Olavaria, J., “El Contrato de Seguro en la Jurisprudencia del Tribunal Supremo” Dpto. Derecho Mercantil “Manuel Broseta Pont” Universidad de Valencia 2002. Tirant lo Blanch
Sánchez Calero, Fernando y otros autores, “Ley de Contrato de Seguro. Comentarios”. Aranzadi 2ª Edición 2001
Varios Autores, “25 años Ley de Contrato de Seguros”. Revista Española de Seguros, nº 123 y 124 – Volumen I y II. SEAIDA 2005
Verdera i Tuells, Evelio, “Comentarios a la Ley de Contrato de Seguro”. Cunef 1982
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